Gorgeous collector-grade example of Hall of Famer Nap Lajoie's 1914 Cracker Jack card.  It is truly difficult to discern the reason for the grade; even under magnification, flaws are not particularly pronounced.  Aside from the centering and ubiquitous caramel staining, there is a very thin black mark on the reverse that theoretically could have resulted in a technical downgrade as opposed to a qualifier.  The card is otherwise strong and bright, with a deep red background and creamy borders.